Was that James Silverboy or James Turnoi?

I don't see why any poster who sounds dim can be assumed of as having no degree. It is perfectly the norm to be as thick as two planks and still achieve an authentic degree. Anyway 'loser' or not is what an individual feels in his own heart, not what others think he is. If you feel your life is worthwhile pushing a broom, living in a caravan, and married to a woman as ugly as sin..and you are happy, you are far far away from being a loser.