which if China was to fall, could end up being a worthless currency. If those savings were in UK pounds, which is currently very strong, stronger than the EURO, then they could say they are rich.

Sorry to tell you, but the global economy is so intertwined these days that if a large economy like China goes south, so will your euros or pounds.

But what's to stop the FT from sending his or her money back to a bank in their home country, even if this really is a worry?