@ Turnoi: Thanks for all your advice regarding this matter. I have took it to heart and after much hand wringing have simply decided it's not worth all the hassle involved for such a meagre stipend (which has now been reduced!)

Thanks again, perhaps I was ignoring my own doubts out of boredom from being unemployed, but you have now helped me reach a decision.

Shame on these merchants/profiteers...

Cheers and cold dutch lager beers,
TL