Sorry, but nothing personal, you won't goad me into releasing any more personal info. I am going to play with my cards close to my chest like you and every other western expat does in asia. Dog eat dog. Number 1 is all that matters, you can say I learned that the hard way with you. But I do donate to save the children, help out homeless in HK, and have donated in China in the past. Snd all because of karl marx.....I don't coco!!!