That sounds great. I had thought about settling in the Philippines, but I have decided to move to Cambodia. I will be starting retirement on August 22, just after my 48 th birthday. Will possibly try to buy beachfront property there. A mate of mine is over there now checking out the girls, cuisine, beer, and property. I will be there by September 24.

True style, SB- deep respect to you. You know you'll have all your old chums, Former FT, San Miguel, Turnoi, all gagging to get over to cast their hand-lines to see what long-legged creatures they can pull from your well-stocked rock pools. You can have a little bamboo beach cabin on stilts built to house them all when they visit you.