There is one thing that really irks me here in China- FT's who borrow money from other FT's and never pay it back! I lent 2800RMB to a so-called "friend" of mine in Jiangsu two months ago and not only has he not re-paid the money, I have found out that he spent it all on Jim Beam and ladies of the night! he said it was to help his sick brother in Guangzhou!