Speculating is shameful, and has actually ruined countries. The bank of china are next to useless, and in Shenzhen I saw USD from the atm, but never GBP. What is this account then, that lets you keep pounds in China? Chinese only care about their own money and are ignorant, they try to pay in RMB in HK all the time, 7/11 lets them do that and gives them change back, but they should be using HK dollars and they know it! devils bloody cheek...