I have met more than a few foreigners in China who even at 60 still have nothing. No wonder they live in China, they might have wanted to stay in their own countries but could not afford it.

We should also remember the Chinese women who in their forties and fifties have no money or savings: They are equally as bad IMHO.

Now you used to be a fashion model, Silverboy, which probably means that with no effort put in by yourself, you are a bit of a handsome bugger. I mean to say, if most of us uglier types wanted to go mincing down the catwalk, they'd tell us to get lost. So, with the greatest of respect, you earned your stash by just standing around looking cool and handsome-jolly good work if you can get it! Maybe you should try and help these ne'er-do-well old codgers- there but for the grace of God......